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    May 2010

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    Fight Back Against Unfair Debt Collection Practices: Know Your Rights and Protect Yourself from Threats, Lies, and Intimidation By Fred Williams
    Publisher: FT Press 2010 | 224 Pages | ISBN: 0137058306 | PDF | 12 MB

    How Debt Collectors Really Work--and How to Fight Back!
    An Insiderís Report from Fred Williams, Award-Winning Investigative Reporter
    Discover the dirty tricks collectors use
    Negotiate settlements that can save you a fortune
    Learn how to stop the harassment now!

    In this book, investigative reporter Fred Williams takes you inside Americaís vicious debt collection industry, reveals how the game is really played, and shows you exactly how to defend yourself.

    Debt collectors rely on ignorance and fear. When you know your rights, and you know their tricks, you can fight back--and win. This book reveals how to get the law on your side, make the calls stop, and slash your debt by thousands!

    This year, Americaís enormous debt collection industry will make an estimated 1,000,000,000 collection calls. They will threaten. Lie. Mislead. Intimidate. Over the past five years, their callers have racked up more than 300,000 complaints to the FTC: more than any other industry it regulates.

    Author Fred Williams has won awards for his reporting on debt collection in America--and he went inside the industry spending three months working for one of the largest firms in the business. Now, he reveals everything he learned ďin the belly of the beastĒ--and shows you exactly how to fight back and protect your rights.

    Youíll learn what to do first if a collector calls...what collectors can and canít do...which debts you are and arenít responsible collectors choose their to stop harassing or abusive to negotiate a debt settlement that can save you a fortune. Williams even reveals how to take the offensive--with a lawsuit that can halt collection and perhaps even earn you a settlement!
    Inside the debt collection game
    Lessons in deception, straight from the boiler room
    The right answers when the collectors call
    What to say--and what you should never say
    Get the law on your side
    How to stop collection calls, check out a collector, and use collection law
    Negotiate a debt settlement that saves you thousands
    Bargain down your debt, the smart way




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